Budget

=Creating a Budget=

====Embed your budget based on your career with all URLs. When choosing a house, make sure it is located in the surrounding area as prices change dramatically depending upon where you live. Make sure the difference between your monthly income and your total expenses is $0. ====

**__Buying houses (you may choose a townhouse or condo or house): __**

 * ====Fonville Morisey ====
 * ====Remax ====
 * ====Craigslist ====
 * ====Coldwell Banker ====
 * ====http://www.forsalebyowner.com/ ====

**__Buying a car (you can buy one used, up to 4 years old but no older): __**

 * ====Carmax ====
 * ====Any of the dealerships (Toyota, Nissan, Dodge, Honda, GM, etc) ====

**__Hair: __**

 * ====Mitchell’s ====
 * ====Great Clips ====
 * ====Tanas ====
 * ====Studio 180 ====

==== You may have to google a bit to find other information. When you determine the cost of a phone, you are finding the monthly payments for a plan to own a phone (the minutes, etc), NOT the price of purchasing the phone. Also, allowance includes the money you need each month for going to the movies, out to eat, to concerts, taking someone on a date, etc. Estimate how much this will be considering movies are around $20 with popcorn and a drink, $15-25 for a meal, $40-100 for a concert, $50 to go to an amusement park and $100-$300 per night for hotel rooms if you travel. ====

====<span style="font-family: 'Cambria','serif';"> We will be using the amount you save each month for retirement to determine your long term savings, like Charlayne, so you want to put as much into retirement as is reasonable on your income while still managing to live in a reasonably priced house. ====